Creditworthiness

Good Morning and Happy Tuesday!  Today we are going to continue our preparation for watching the movie the Inside Job.  To get started today, discuss in your opinion what creditworthiness is.  Feel free to discuss it on two levels.  What would creditworthiness be in your life as of today and what does creditworthiness describe in regards to people borrowing money from a financial institution?

Thanks and we will get started shortly!